Wells fargo active cash card reddit

Also, note that the Wells Fargo Active Cash charges an

Wells Fargo Active Cash ® Card. New Offer! Earn a $200 cash rewards bonus when you spend old price $1,000 new price $500 in purchases in the first 3 months 1. Plus, earn unlimited 2% cash rewards on purchases 2. $0 Annual Fee. Important Credit Terms. Apply now. Meet our best cash back credit card ever!This means that in order to apply, you must have a high credit score and be eligible to be accepted for a minimum of a 5k credit limit. Based on this, they will likely keep the Cash Wise for anyone that doesn't qualify for the Active Cash. disgruntledJavaCoder • 2 yr. ago • 2 yr. ago. Lenders can actually choose to offer pretty much ...Wells Fargo Active Cash $200 offer; Wells Fargo Active Cash $250 offer: in branch; Benefits. $200 offer: earn $200 after spending $1,000 in first 3 months. Earn 2% cash back on all purchases. $600 cell phone insurance: Pay your monthly cell phone bill using your eligible Wells Fargo Consumer Credit Card and get up to $600 (subject to a $25 ...

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Yes I do. DimitrisMeli • 3 yr. ago. Then you should have no problem applying for a credit card. I am in a similar situation as you. I am not a permanent resident, but I work here, so I have a SSN. I have applied for 3 credit cards and I have been accepted for all of them. I give my US address when I apply.Personally I will get any flat 1.5%+ card ( Includes WF Active Cash) since you have a 1 year history on your credit report. Having a flat rate card is a most in any portfolio imo. If you plan to travel and use Chase points ecosystem in the future, then you can go for Chase Freedom Unlimited card that will give you 1.5 points per dollar where ... Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...“The first volley is the Active Cash card, offering a flat 2% cash-back rate on all spending, a challenge to Citigroup Inc.’s Double Cash product and a card offered jointly by Synchrony Financial and PayPal Holdings Inc. Wells Fargo will introduce a low-interest-rate card in coming months and a new rewards card line next year.” The Wells Fargo Active Cash® Card is a noteworthy flat-rate cash rewards credit card. It features an impressive 2 percent cash rewards structure, an easy-to-earn welcome bonus and introductory ...Wells Fargo requiring income verification for credit card. I applied for the active cash card yesterday and they're now asking for W2s for the last two years to be faxed to them (which I had to call to even figure that out). The problem is I didn't file a return in 2021 so no W2 since I was in college, and for 2022 I only worked for 6 mo of the ...IMO, for someone who wants simplicity but also is willing to maximize rewards a little bit, the two cards announced this week, the Wells Fargo Active Cash Visa (2% flat rewards, …I applied for both the above mentioned cards last night and got instantly denied for the BofA Cash Rewards for Students and got a pending status on the Wells Fargo Active Cash application. In the morning I got the email from Wells Fargo that they approved my application but with a very low limit of 1500$.Rewards Rate. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. Its limited-time offering of 10% cash back for Uber and Uber Eats ...Wells Fargo Active Cash Scam. Okay, so as the title says, people at least around my store, are using this card to get away with huge purchases. Essentially, these people are coming in with the card, attempting to pay and when it won’t go through, they say we have to put it in as cash because “that’s how the card works”.WF Active Cash is a pretty decent card and gives 2% back on all purchases, definitely a good starting card. You can always get better credit cards in the future once you've built your credit up. My brother had gotten the Active Cash as his first card. The WF Active Cash card is a great flat rate visa.Just made the switch to the Active Cash myself from using the Quicksilver for 6 years. Cap1 has a much better app and you get to see your cash back quicker but I've had no issues with Wells Fargo so far. Only complaint I have is the redemption options. RPG_Gaimer • 2 yr. ago. Yah that $25 cap is crap.I'm looking at the Wells Fargo Active Cash card and the FNBO Evergreen card. I'm leaning towards the Active Cash, although I'm open to both as well as other recommendations. Was wondering what my chances of approval are right now. FICO: 745 (according to Discover) Total Credit Line: 2800. Annual Income: ~35K.Wells Fargo Business Elite Signature Card. Finder Rating: 4.3 / 5: ★★★★★. Up to 1.5% cash back. $0 intro annual fee for the first year ($125 thereafter) 10.99% variable. Earn a one-time $1,000 cash back bonus or 100,000 bonus points when you spend $15,000 in the first 3 months of account open date. View details.Denied Wells Fargo Active Cash, what now? I’ve been looking for a good cash back card, and just applied for the WF Active Cash card, but was denied despite a FICO >750. I already own a Capital One Venture card, which I’ve been using for every purchase for the last two years. I realized I don’t travel much and would rather the 2% cash come ...Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The card earns a flat 1.5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category.

Based on identical spending inputs, you’ll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread …Considering Wells Fargo "Active Cash" card So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash back, bringing it in alignment with most cards. We make thousands of dollars every year because we charge everything and pay the balance in full every month.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.aManAmongAmens • 1 yr. ago. I have heard that the Active Cash earns Go Far Rewards points, and thus would pair with the Visa Signature for the 50% boost when redeeming points for airfare on the WF travel portal. I read a lot about the Active Cash after it was released, and there were a few threads about it on this subreddit, and I think that ...The best 2% card to sign up for is any Citi card and product change into a Double Cash. The best 2% card to have right now that is easily attainable is the Wells Fargo Active Cash. Don't do it. I signed up for Wells Fargo Propel and it was stolen **in transit to my mailbox**. I'll never do business with them ever again.

As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve.The price protection, extended warranty, and other features ultimately aren't used very often, so for most use cases, 2% cash back from the Active Cash card beats the 1.5% Cash Wise. I took a screen shot that shows the features you lose when you switch to Active Cash (I actually had an older 1% card as well, so I upgraded that and kept the ...Wells Fargo's best cash back current offering is the Wells Fargo Active Cash® Card. This card requires a credit score of 700, at a minimum. That means applicants will need good credit or better for approval. In addition, Wells Fargo looks at applicants' housing status, monthly housing payment, and employment status. ...…

Reader Q&A - also see RECOMMENDED ARTICLES & FAQs. You get 3x on travel and mobile wallet. Basically, you get 3x o. Possible cause: I got an Active Cash in mid-June. I want to get the Autograph. But the $300 SUB expires o.

This type of rewards rate makes it easy to carry one rewards card in your wallet that you can use for all eligible purchases. But we do recommend the Wells ...7. Wells Fargo. Rewards-earning cards from Wells Fargo are eligible for PayPal redemptions. Your Wells Fargo Rewards points won't lose any value when redeemed this way: $1 in cash rewards will ...Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.

The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ... Sep 14, 2023 · The Wells Fargo Active Cash is an excellent flat-rate cash-back card. Since its release in July 2021, the card has established itself firmly as a new “plastic standard” when it comes to ...

I currently also have AMEX Gold and the Apple card. I mainly use my Earn unlimited 2% cash rewards on purchases 1. Welcome offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months2. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for ... Wait a few months and see if you can convertI decided to PC Active Cash (my oldest acct., originall Just got auto accepted for the Wells Fargo Active Cash via their online tool, with $200 SOB. $3000 credit limit. Stats: Credit Score: 761 (VantageScore3.0) Income: … Wells Fargo Active Cash ® Card . Unlimited 2% cash rewards on p Citi Double Cash vs WF Active Cash . I'm looking at getting 1 of these 2 options, mainly to pay wedding vendors. ... Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. You'll find great stories as well as horror stories on both lenders though, as is the case with every bank on ... Under your name on the home page click Wells Wells Fargo Active Cash ® Card. New Offer! Earn a Last i checked, Wells fargo active cash $2 Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers. I got approved for Wells Fargo Active Cash but was shocked it wa Although I was aware of the Wells Fargo scandals I signed up for the Wells Fargo Active Cash card about 9 months ago and am happy with it. Was able to get a decent credit line along with easily qualifying for the sign-up bonus. No problems with the web interface or customer service (although I haven't needed much customer service). My landlord would charge a 3% fee for rent paym[Time to add a new card to the portfolio. I'm thWells Fargo Active Cash Card Approval - Data Point. Last application I View community ranking In the Top 1% of largest communities on Reddit. Quick question on Wells Fargo Active Cash CC . I just applied and was approved for the active cash card with a $2000 limit. This will be my first credit card, will it work to build credit? ...Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back.